Gironde (33)

Bank account in Bordeaux

This guide combines general rules for France with official links for Gironde (33). Requirements depend on your circumstances; check the current procedure with the relevant service.

Verified, up to date 20261 min read

Where to go in Bordeaux

Use the official sites below to check the responsible service, application method and appointment requirements. Not every procedure is handled by the prefecture. Contact the association to discuss available support.

Key points in 30 seconds

  • Choose a bank.
  • Prepare documents.
  • Book an appointment.

Traditional or online bank

Online banks are fast but don't accept every document.

Advice from the association

Don't leave this procedure to the last minute — come and see us.

Right to an account

If refused, ask for a written refusal and contact Banque de France, which designates a bank that must open a basic account.

Common mistake

No written refusal.

Checks

Extra checks may apply; prepare proof of the origin of funds.

Common mistake

No proof of address.

RIB

Give it to your employer, CAF, CPAM and landlord.

Common mistake

Unjustified funds.

Common mistake

Paying intermediaries.

Step by step

  1. 1Choose a bank.
  2. 2Prepare documents.
  3. 3Book an appointment.
  4. 4Get a written refusal if needed.
  5. 5Contact Banque de France.
  6. 6Receive RIB and card.

Documents needed

Collected: 0 / 5

FAQ

Without a residence permit?

Sometimes; otherwise use the right to an account if legally resident.

Cost?

Basic services are free.

Help?

Yes.

Where do I find my IBAN and what is a RIB?

A RIB is the bank details sheet you download from your bank app. The IBAN starts with FR76 and has 27 characters; CAF, CPAM, employers and landlords ask for it.

RIB — bank details sheetRELEVÉ D'IDENTITÉ BANCAIREIBANFR76 3000 1234 5678 9012 3456 789BIC
IBAN — 27 characters, starts with FR76.Diagram of a RIB: IBAN in the middle, BIC (bank code) below. Download the RIB from your bank app or online account.

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