Key points in 30 seconds
- Choose a bank.
- Prepare documents.
- Book an appointment.
Traditional or online bank
Online banks are fast but don't accept every document.
Advice from the association
Don't leave this procedure to the last minute — come and see us.
Right to an account
If refused, ask for a written refusal and contact Banque de France, which designates a bank that must open a basic account.
Common mistake
No written refusal.
Checks
Extra checks may apply; prepare proof of the origin of funds.
Common mistake
No proof of address.
RIB
Give it to your employer, CAF, CPAM and landlord.
Common mistake
Unjustified funds.
Common mistake
Paying intermediaries.
Step by step
- 1Choose a bank.
- 2Prepare documents.
- 3Book an appointment.
- 4Get a written refusal if needed.
- 5Contact Banque de France.
- 6Receive RIB and card.
Documents needed
Collected: 0 / 5
FAQ
Without a residence permit?
Sometimes; otherwise use the right to an account if legally resident.
Cost?
Basic services are free.
Help?
Yes.
Where do I find my IBAN and what is a RIB?
A RIB is the bank details sheet you download from your bank app. The IBAN starts with FR76 and has 27 characters; CAF, CPAM, employers and landlords ask for it.